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Stripe
The developer-first payment platform
Access
Easy Access
Fees
2.9% + €0.30 per transaction (EU/US)
Currencies
135+ currencies
Available in
46 countries natively
Benefits
- Best-in-class API and developer documentation
- Supports 135+ currencies and 40+ countries
- Built-in subscription billing, invoicing, and fraud detection (Radar)
- Instant payouts available for eligible accounts
- Stripe Atlas can help register a US LLC alongside the account
- Extensive ecosystem: Stripe Connect, Terminal, Issuing, Treasury
Downsides
- Accounts can be frozen or terminated with little warning for 'high-risk' businesses
- 90-day rolling reserve possible for new or flagged accounts
- Customer support is primarily email / chat — no dedicated phone line
- Not available for residents of some countries without a legal entity abroad
- Chargeback fee of $15 per dispute
Easy Access — How to Get Access
Straightforward online sign-up — most merchants approved within 24–48 hours.
- 1Sign up at stripe.com with a valid business email
- 2Verify your identity (passport / ID) and address
- 3Connect a bank account in a supported country
- 4Activate live payments once verification is approved (usually < 24 h)
Best Company Structures
US LLCUK LtdNetherlands BVEstonian OÜIrish LtdSingapore Pte Ltd
Best Markets
United StatesUnited KingdomEU / EEACanadaAustraliaSingapore
Fee Structure
2.9% + €0.30 per transaction (EU/US); 1.5% + €0.25 Europe cards
Stripe
46 countries natively; accessible via entity in supported country

