Payment Processors
VisitOpen PayPal
Checkout Gateway
PayPal
The world's most recognised digital wallet & checkout
Access
Easy Access
Fees
3.49% + fixed fee for standard checkout
Currencies
25 currencies
Available in
200+ countries and regions
Benefits
- Recognised and trusted in 200+ markets — boosts checkout conversion
- Supports 25 currencies and 200+ countries & regions
- Buyer and seller protection built in
- Easy integration via buttons, SDKs, and hosted checkout
- PayPal Credit / Pay Later available to buyers in key markets
- Ideal for marketplaces via PayPal Commerce Platform
Downsides
- Higher fees compared to Stripe or Adyen for card processing
- Frequent fund holds (180 days) for new, digital-goods, or flagged accounts
- Dispute resolution historically favours buyers
- Complex and restrictive terms for digital goods and subscriptions
- Limited customisation of checkout experience
Easy Access — How to Get Access
Straightforward online sign-up — most merchants approved within 24–48 hours.
- 1Create a business account at paypal.com
- 2Verify your email address and link a bank account
- 3Submit business documentation for higher withdrawal limits
- 4Optionally apply for PayPal Payments Pro for custom checkout
Best Company Structures
US LLCUK LtdNetherlands BVEstonian OÜSingapore Pte Ltd
Best Markets
United StatesUnited KingdomGermanyAustraliaGlobal / emerging markets
Fee Structure
3.49% + fixed fee for standard checkout; 1.99% for PayPal-to-PayPal
PayPal
200+ countries and regions