Suits Finance
Payment Processors
Authorize.net

Checkout Gateway

Authorize.net

The trusted US payment gateway since 1996

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Access

Moderate Access

Fees

$25/month gateway fee + 2.9% + $0.30 per transaction (all-in-one plan)

Currencies

USD primarily; limited multi-currency

Available in

United States, Canada

Benefits

  • Widely integrated with US e-commerce platforms and shopping carts
  • Advanced Fraud Detection Suite (AFDS) included
  • Supports recurring billing, eCheck (ACH), and card payments
  • Customer Information Manager (CIM) for storing payment profiles
  • 24/7 US-based customer support
  • Owned by Visa — strong institutional stability

Downsides

  • Primarily US-focused — not practical for non-US merchants
  • $25 monthly fee regardless of volume
  • Outdated UI and developer experience compared to Stripe
  • Does not support many modern local payment methods
  • Requires a US bank account for most plan types

Moderate Access — How to Get Access

Requires business documentation and manual review — typically 2–7 business days.

  1. 1Apply at authorize.net — requires a US bank account and EIN
  2. 2Submit business information and agree to merchant agreement
  3. 3Optional: pair with your own merchant account for lower interchange rates
  4. 4Approval typically within 1–3 business days

Best Company Structures

US LLCUS C-Corp

Best Markets

United States

Fee Structure

$25/month gateway fee + 2.9% + $0.30 per transaction (all-in-one plan)

Authorize.net

Authorize.net

United States, Canada, United Kingdom, Australia, Europe (limited)

Open Authorize.net