Payment Processors
Airwallex

Payout & Treasury

Airwallex

Global business accounts with borderless payments

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Access

Moderate Access

Fees

No monthly fee

Currencies

60+ currencies

Available in

Australia, Hong Kong

Benefits

  • Multi-currency accounts in USD, EUR, GBP, AUD, HKD and 10+ more
  • FX rates close to interbank — far cheaper than traditional banks
  • Virtual and physical Visa cards for team spending
  • Global payouts to 150+ countries via SWIFT, SEPA, local rails
  • Airwallex Payment Gateway for online checkout (growing feature set)
  • Open API for treasury automation and FX hedging

Downsides

  • Not a full-featured checkout gateway — better as a treasury/payout tool
  • Checkout product is newer and less feature-rich than Stripe
  • Higher scrutiny for fintech, crypto, and digital goods businesses
  • Card acceptance rates can be lower than established processors
  • Customer support quality varies by region

Moderate Access — How to Get Access

Requires business documentation and manual review — typically 2–7 business days.

  1. 1Apply at airwallex.com with business registration documents
  2. 2Complete KYB/AML verification (identity + business ownership)
  3. 3Approval within 1–3 business days in most regions
  4. 4Activate multi-currency wallets and virtual cards immediately after approval

Best Company Structures

Hong Kong LtdSingapore Pte LtdUK LtdAustralian Pty LtdNetherlands BV

Best Markets

Asia-PacificUnited KingdomAustraliaEU / EEAUnited States

Fee Structure

No monthly fee; FX at interbank rate + 0.5–1%; local transfers often free

Airwallex

Airwallex

Australia, Hong Kong, Singapore, UK, EU, US, Canada and growing

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