Payment Processors
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Open Airwallex
Payout & Treasury
Airwallex
Global business accounts with borderless payments
Access
Moderate Access
Fees
No monthly fee
Currencies
60+ currencies
Available in
Australia, Hong Kong
Benefits
- Multi-currency accounts in USD, EUR, GBP, AUD, HKD and 10+ more
- FX rates close to interbank — far cheaper than traditional banks
- Virtual and physical Visa cards for team spending
- Global payouts to 150+ countries via SWIFT, SEPA, local rails
- Airwallex Payment Gateway for online checkout (growing feature set)
- Open API for treasury automation and FX hedging
Downsides
- Not a full-featured checkout gateway — better as a treasury/payout tool
- Checkout product is newer and less feature-rich than Stripe
- Higher scrutiny for fintech, crypto, and digital goods businesses
- Card acceptance rates can be lower than established processors
- Customer support quality varies by region
Moderate Access — How to Get Access
Requires business documentation and manual review — typically 2–7 business days.
- 1Apply at airwallex.com with business registration documents
- 2Complete KYB/AML verification (identity + business ownership)
- 3Approval within 1–3 business days in most regions
- 4Activate multi-currency wallets and virtual cards immediately after approval
Best Company Structures
Hong Kong LtdSingapore Pte LtdUK LtdAustralian Pty LtdNetherlands BV
Best Markets
Asia-PacificUnited KingdomAustraliaEU / EEAUnited States
Fee Structure
No monthly fee; FX at interbank rate + 0.5–1%; local transfers often free
Airwallex
Australia, Hong Kong, Singapore, UK, EU, US, Canada and growing

