Payment Processors
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Open Adyen
Payment Acquiring
Adyen
The enterprise payment platform for global scale
Access
Hard Access
Fees
Interchange++ pricing
Currencies
150+ currencies
Available in
Global — own licenses in 40+ countries
Benefits
- Single platform for online, in-store, and in-app payments globally
- All payment methods worldwide via one integration
- Interchange++ pricing becomes very competitive at high volumes
- Advanced data and analytics with Adyen Data Science tools
- No third-party acquirer — own acquiring license in key markets
- ISO 27001, PCI DSS Level 1 certified; strong enterprise SLAs
Downsides
- €120/month minimum billing — not suitable for low-volume merchants
- Application process is selective and can be declined without reason
- Complex technical integration compared to Stripe or Mollie
- Requires minimum annual processing volume to negotiate good rates
- Setup takes weeks — not ideal for fast-launch businesses
Hard Access — How to Get Access
Selective application process — requires significant volume, lengthy KYB, or enterprise contract.
- 1Submit a merchant application at adyen.com with full business documentation
- 2Adyen's risk team reviews your industry, volume, and business model
- 3Technical integration and testing with Adyen's test environment
- 4Commercial contract negotiated — typically requires €1M+ annual volume
- 5Full KYB/AML checks before go-live (can take 2–6 weeks)
Best Company Structures
Netherlands BVUK LtdUS LLCSingapore Pte LtdIrish Ltd
Best Markets
Global enterpriseUnited StatesEU / EEAAsia-PacificUnited Kingdom
Fee Structure
Interchange++ pricing; €0.10 processing + interchange; €120/month minimum
Adyen
Global — own licenses in 40+ countries

