Payment Processors
Adyen

Payment Acquiring

Adyen

The enterprise payment platform for global scale

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Access

Hard Access

Fees

Interchange++ pricing

Currencies

150+ currencies

Available in

Global — own licenses in 40+ countries

Benefits

  • Single platform for online, in-store, and in-app payments globally
  • All payment methods worldwide via one integration
  • Interchange++ pricing becomes very competitive at high volumes
  • Advanced data and analytics with Adyen Data Science tools
  • No third-party acquirer — own acquiring license in key markets
  • ISO 27001, PCI DSS Level 1 certified; strong enterprise SLAs

Downsides

  • €120/month minimum billing — not suitable for low-volume merchants
  • Application process is selective and can be declined without reason
  • Complex technical integration compared to Stripe or Mollie
  • Requires minimum annual processing volume to negotiate good rates
  • Setup takes weeks — not ideal for fast-launch businesses

Hard Access — How to Get Access

Selective application process — requires significant volume, lengthy KYB, or enterprise contract.

  1. 1Submit a merchant application at adyen.com with full business documentation
  2. 2Adyen's risk team reviews your industry, volume, and business model
  3. 3Technical integration and testing with Adyen's test environment
  4. 4Commercial contract negotiated — typically requires €1M+ annual volume
  5. 5Full KYB/AML checks before go-live (can take 2–6 weeks)

Best Company Structures

Netherlands BVUK LtdUS LLCSingapore Pte LtdIrish Ltd

Best Markets

Global enterpriseUnited StatesEU / EEAAsia-PacificUnited Kingdom

Fee Structure

Interchange++ pricing; €0.10 processing + interchange; €120/month minimum

Adyen

Adyen

Global — own licenses in 40+ countries

Open Adyen